Marriage insurance means that parents insure their children when they are young, and they insure a sum of money every year, which will be returned when the children reach the age of 22.

To put it simply, take a one-year-old baby as an example:

If you invest in education funds for your child and pay 1, yuan in 15 years, you can get more than 65, yuan when you go to your child's high school and college, and 5, yuan when you get married. At this time, there are more than 7, yuan in your account. If you get a pension after 6 years old, you can get more than 5, yuan a month and 1.2 million yuan in 2 years. After the age of 8, there are still about 2, in the account! At the age of 1, there are 68, in the account! Return the premium every 3 years!

different products of marriage insurance have different time to get it.

For example, some marriage insurance recipients can get a living allowance at the age of 15, a high school education allowance at the age of 15 to 17, a university education allowance at the age of 18 to 21, a marriage allowance at the age of 22 regardless of whether they are married or not, and retirement at the age of 22 (the legal retirement age is 6 for men, 5 for women workers and 5 for women cadres).

the coverage of each marriage insurance is 1, yuan. If you don't get the survival money and education money, you can get four times the wedding money at the age of 22.

Extended information:

In addition, you can get back the money you have paid and get a dividend, which is much higher than the bank interest.

Insurance belongs to the financial industry, so the rate of insurance products is also adjusted with the interest rate of banks. When the marriage insurance was sold in the 199s, it happened to be the period when the interest rate of RMB was the highest. Therefore, customers who bought marriage insurance in those years now have high income.

In fact, insurance is mainly about protection. I want to make money to buy funds and stocks. Now it seems that the essence of marriage insurance is only the most common endowment assurance, and according to the level of that year, the protection is low.

Nowadays, insurance products are also advancing with the times. For example, critical illness insurance has increased the number of insurable diseases to 25, expanding the coverage. At present, long-term insurance is dividend insurance, which can maintain and increase the value of premiums on the basis of high security.

References:

Baidu Encyclopedia-Marriage Insurance