Personal medical insurance payment method:
1, the insured pays the medical insurance premium annually. If you pay again after the initial insurance or interruption of payment, you will pay the medical insurance premium according to the actual remaining months of the year.
2. After the insured reaches the statutory retirement age, I can voluntarily pay the medical insurance premiums for the remaining years in one lump sum (large medical insurance premiums should continue to be paid) or pay them annually.
According to the basic requirements of the payment of basic medical insurance benefits in China, the insured person who goes to the medical insurance institution to reimburse the medical expenses incurred by himself for medical treatment generally meets the following conditions:
(1) The insured must go to the designated medical institution of basic medical insurance or to the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital.
(2) The medical expenses incurred by the insured in the process of medical treatment must conform to the scope and payment standard of the basic medical insurance drug list, medical treatment items and medical service facilities standards, and be paid by the basic medical insurance fund according to the regulations.
(III) Among the medical expenses that the insured person meets the scope of payment of basic medical insurance, the part that is higher than the Qifubiaozhun and lower than the maximum payment limit of the social medical co-ordination fund shall be paid by the social medical co-ordination fund in a unified proportion.
Baidu encyclopedia-medical insurance