1. There are many kinds of funds, including money funds, bond funds, stock funds and hybrid funds. Money funds and bond funds are relatively safe money market instruments and national debt, and it is impossible to fall by 100%.
2. Both equity funds and hybrid funds buy a basket of stocks, and the risks are relatively dispersed, which is not easy to happen-100%.
3. When the net value of the fund is less than 1 yuan, "share conversion" may be triggered. For example, investors currently hold 1 0,000 shares. At this time, the net fund value is 0.5 yuan. After the conversion, the net value becomes 1 yuan, so the share becomes 500 shares at this time, so there will be no-1 0,000%.
4. When the fund has less than 200 subscribers and net assets of less than 50 million for 20 consecutive trading days, it can be liquidated and investors can sell it before liquidation. Liquidation does not mean that the principal is gone.
Classification:
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.