1. Maizi Borrowing is an online loan platform that does not check credit information. It only takes 6 minutes to get a maximum loan of 50,000 yuan. Maizi Loan provides you with two products: flash loan and large loan.
2. Liema Baitiao is a small-amount quick loan software. You can also get a loan if you have a bad credit report. The loan can be disbursed in 1 hour to solve urgent needs.
3. Xingxing Qianbao is an online loan platform that does not look at credit reports. The characteristic of Xingxing Qianbao is that it has a low application threshold for office workers and is approved in seconds for students. The amount ranges from 200 yuan to 50,000 yuan, and the loan period is 1-12 months. Applicants need mobile phone verification, and the mobile phone number must be used for more than 5 months. And if the applicant is a student, the time before graduation must be more than or equal to 1 month (applications within 1 month of graduation will be rejected).
4. Kuaidai is a small loan product that does not require a credit report or depends on the credit report. You only need to verify your mobile phone and Zhima Credit or provident fund account to get a loan easily. Kuaidai not only provides Small loans and large loans of 200,000 are available.
These online loans do not require a credit report and are quick to disburse:
Yirendai, Shangtongdai, 99dai, Emergency Wallet, Quick 360, Xicai.com Loan, Qinqin Xiao Loan, flash loan Jianghu rescue
urgent, fingertip loan, 58 consumer loan, arbitrary payment, etc.
P2P online lending, or online lending, refers to direct lending between individuals through the Internet platform. It is a subcategory within the Internet Finance (ITFIN) industry. The number of online lending platforms has grown rapidly in China in 2012. So far, there are about 350 active ones, and the total number as of the end of April 2015 was 3,054.
The essence of Internet finance is still finance, and it has not changed the hidden, contagious, widespread and sudden characteristics of financial risks. Strengthening Internet financial supervision is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and an emerging business format. It is necessary to formulate moderately loose regulatory policies to leave room and space for Internet financial innovation. By encouraging innovation and strengthening supervision to support each other, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, appropriate supervision, classified supervision, coordinated supervision, and innovative supervision", scientifically and rationally define the business boundaries and access conditions of each business format, implement supervisory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely Crack down on illegal activities and irregularities.
Online lending includes individual online lending (i.e. P2P online lending) and online small loans. Individual online lending refers to direct lending between individuals through the Internet platform. Direct lending activities that occur on individual online lending platforms belong to the category of private lending and are regulated by laws and regulations such as Contract Law, General Principles of Civil Law, and relevant judicial interpretations of the Supreme People's Court.
Online micro-loans refer to small-amount loans provided by Internet companies to customers through the Internet through micro-loan companies they control. Online small loans should abide by the existing regulatory regulations on small loan companies, give full play to the advantages of online loans, and strive to reduce customer financing costs. The online lending business is supervised by the China Banking Regulatory Commission.