Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The following is to sort out the social security payment into several grades for everyone. I hope you like this article!
The social security payment base is 60%-300% of the individual's salary in the previous year. For example, the salary is 2000 yuan, and the payment base can be 1200 yuan -6000 yuan. Generally, the minimum payment base of social security for the insured is 40%, the first 60%, the second 80%, the third 100%, and the highest 300%. The specific payment grade is related to personal occupation and income.
Social insurance is an economic aid policy provided by the state for the disabled, the elderly and other vulnerable groups, and it is an important part of the social security system. Social security expenses are composed of subsidies from enterprises, workers themselves and the state. However, workers can only enjoy the corresponding treatment if they pay the fees and meet certain conditions.
"The lowest grade is that * * * individuals can pay five social insurances according to 60% of the average social wage. From low to high, the other six grades are 70%, 80%, 90%, 100%, 200% and 300% in turn."
1, payment method:
Basic medical care level 1 (unit 6%+ individual 2%)+ local supplementary medical care (unit 0.2%)+ maternity medical care (unit 0.5%), and the payment base is the actual payment salary of employees (minimum 3 1, 3 1 yuan), with a total payment of 272 yuan;
The second payment base of basic medical care (unit 0.5%+ individual 0.2%)+ local supplementary medical care (unit 0. 1%)+ maternity medical care (unit 0.2%) is the average monthly salary of employees in the previous year (now 52 18), and the accumulated payment is 52;
2, the principle of medical treatment:
The first-level social security can enjoy preferential policies in every hospital, and the second-level social security can only enjoy preferential policies in the corresponding hospitals or outpatient clinics.
3. Treatment:
The first social security enjoys preferential treatment, with individual account paying 70% and overall fund paying 30% according to regulations.
Second-grade social security enjoys preferential treatment, with 80% paid by individual account and 20% paid by overall fund according to regulations.
Extended data
60%-300% of the average social wage is generally used as the base of social security payment. If the average wage is lower than the lower limit, it shall be calculated according to the lower limit, and if it exceeds the upper limit, it shall be calculated according to the upper limit. Due to historical and practical reasons, the average social wage is inflated, which cannot fully reflect the real situation of the average income of social groups. "
The social security payment base generally refers to the salary of the current month. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.
Social security is divided into units and individuals. Specific social security contributions are as follows:
Endowment insurance, units and individuals pay 20% and 8% respectively;
Medical insurance, units and individuals pay 12% and 2% respectively;
Unemployment insurance, units and individuals pay 2% and 0% respectively;
Maternity insurance units pay 0.60%, and individuals do not pay;
Work-related injury insurance units pay 2%, and individuals do not pay.