The largest customer of our branch is an aunt from a demolition household who has deposited more than 10 million in fixed deposits for one year.

Maybe many people can't understand that since there are more than 10 million, why are you stupidly depositing money?

Isn’t it good to buy financial management?

Isn’t it good to buy private equity funds?

Why do you need to deposit for a period of one year?

In fact, we can think about the problem from another angle. Financial management and funds have high returns, but they carry certain risks and cannot guarantee absolute capital and interest.

Although the aunt is very rich, this is the demolition money, not the wealth accumulated over time from business and investment.

In essence, Auntie is just an ordinary person.

In addition, she knows nothing about investing, doing business, etc.

So for her, the best way is to deposit her money in the bank.

Money safety is her first priority.

I can tell you in detail about the special treatment this aunt has enjoyed after saving so much money in our branch.

Many people say that if you save a lot of money, you can negotiate the interest rate.

Yes, interest rates are negotiable.

But for state-owned banks, the amount of ten million a year is not enough to negotiate interest rates.

If it is deposited in a local commercial bank, 10 million is enough to negotiate interest.

Therefore, this aunt's time passbook is the same as an ordinary person's time passbook, and the interest rate printed on it is 2.25%.

However, when you save so much money in the bank, you will definitely get extra rewards in addition to the normal regular interest rate.

Our branch regularly rewards customers with points every year. The points standards are: deposits of more than 200,000 points, deposits of more than 300,000 points for every 30,000 points, deposits of more than 500,000 points for every 40,000 points, and deposits of more than 500,000 points for every 50,000 points.

The deposit and points can be agreed upon.

This aunt saved more than 13 million yuan on a regular basis a year, and the reward points given to her were 10,000 points.

What is this point for?

This point is a joint activity between our bank and major supermarkets in the city.

One point is equivalent to a one-dollar supermarket shopping card.

13 million points per year, which is equivalent to a 130,000 points shopping card.

These 130,000 points can buy a lot of things.

From daily consumption, clothes and cosmetics, household appliances in supermarkets, and computers and mobile phones, it can be said that it includes most of the products that can be encountered in life.

Moreover, these points can also be cashed out. At the entrance of some large shopping malls, there are people who specialize in recycling points cards.

He would recycle it at a 20% discount, and then sell it at a 10% discount to earn the middleman's price difference.

In addition to points, there are also gifts.

There are also many types of gifts in the branch, such as rice, oil, paper towels, kettles, rice cookers, pressure cookers, cooling fans, etc.

Basically, I let this aunt pick whatever she likes. If she likes it, she can take it directly. If she can't pick it up, we will deliver it to her door.

Like our bank, major customers are directly contacted by the branch manager.

Generally, if this aunt needs to handle any business, she will contact our branch manager directly.

Moreover, the branch president’s request to us is that everyone must know this aunt.

If the aunt comes over to handle business one day, no matter what kind of business is handled, she must be introduced to the VIP room as soon as possible, and then make a cup of tea and handle it exclusively in the VIP room.

Not to mention if it's a holiday.

Dragon Boat Festival, rice dumplings with salted eggs are ready.

Mid-Autumn Festival, moon cakes and red wine are ready.

My aunt likes to eat hairy crabs, and every year when the season comes, she gives many hairy crab gift vouchers.

Is this treatment exaggerated?

No exaggeration at all.

Many banks are keeping an eye on big customers like this.

As long as you are not careful and do not take good care of yourself, you will be poached by other banks immediately.

A branch like ours has no corporate business, and all depositors are individuals. Therefore, if a customer with a deposit of tens of millions is lost, the president's mentality will probably explode.

Nowadays, few people will withdraw large amounts of cash. For such a large amount of 50 million, they are basically transferred.

If you really plan to transfer the money, the bank will definitely see you as soon as possible and then ask in detail the specific reasons for withdrawing the money.

If it is because they think other banks have higher interest rates, the bank will definitely try to increase its negotiating leverage in order to keep you.

If you really need money to buy a house, or invest in a company, then there is no other way.

However, it is most likely a transfer and it is impossible to withdraw cash.

Many people don't have much idea about 50 million. I can calculate it for you.