In daily life, we generally use Alipay and WeChat to pay, which saves the danger of money being stolen and is very convenient. We don't have to be afraid of losing them, so most mobile phones will have these two softwares. Secondly, Tian Tian Fund and Bank APP can also be purchased, but you have to download that software, which takes up the memory of the mobile phone. Some banks have a high threshold for purchasing app funds, and they need more than 1000 yuan to purchase them. Of course, there are also low thresholds, but
Compared with the funds in Alipay and WeChat, these two thresholds are very low, basically starting from 10 yuan, and some will be discounted. If you use these two softwares frequently, you will have no problem downloading them. Therefore, these two are more suitable for Xiaobai to buy funds, and there are many types of funds inside, which can be chosen according to their own choices. To know the types of funds, please click "What funds are suitable for college students to buy?" .
Xiao Bai may have a problem when buying a fund. Actually, it is not recommended to buy too many funds. Although the risk is dispersed, if you buy the same sector, it is possible that several funds will rise and fall together, so it is not recommended to buy more than one fund in the same sector when buying funds.
Generally speaking, the types of funds should not exceed 10, because if you buy more funds, you will have no energy to manage them. Secondly, if you buy a fund, you should choose a good fund and spend more time to understand it in order to make better money.