CCB Pure Bond C belongs to the pure bond fund in the bond fund. Pure bond funds are different from ordinary bond funds. Bond funds may invest in stocks, while pure bond funds only invest in bonds, so the risk is low and the net value of funds fluctuates little.
First of all, from the perspective of risk rating.
The risk level of CCB pure debt C is "medium and low risk". From this point of view, its risk is slightly higher than that of money funds and lower than that of bond funds and equity funds. The same "low-risk" products include pension wealth management products, such as Alipay's Jianxin Pension Feiyuebao, and the security of CCB pure debt C is similar.
Second, from the historical performance.
CCB Pure Bond C is an old fund established on 20 12. Judging from its historical performance, the fund only lost money in 20 13 years, and has achieved positive expected returns every year since 20 14 years, with the highest exceeding 10%. The performance of CCB Pure Bond C is relatively good, its profitability is relatively reliable, and its product safety is guaranteed.
Third, from the nature of the product.
CCB Pure Bond C is a bond fund, and the net value of the bond fund fluctuates every day, so the fund may lose money in the short term. As a pure bond fund, CCB Pure Bond C has smaller net value fluctuation than ordinary bond funds. Even if it loses money in the short term, the loss is not big, and the risk is not as high as that of equity funds, so investors need not worry too much.
Fourth, from the investment direction.
97% of the fund positions of CCB Pure Bond C are bonds. Among them, the most investment is national debt. CDB is a bond of China Development Bank, which is guaranteed by national credit. There is only the possibility of theoretical breach of contract, and the security is sufficient. Other bonds, this fund is also scattered a lot, most of them do not have much credit risk, and the risks are widely dispersed, so the security of CCB pure debt C is not low.
General comment: CCB Pure Bond C is a medium and low risk fund. Short-term net fluctuation may cause losses, but the risk is relatively low, and the probability of obtaining positive expected returns in the long run is great!