Stock is a kind of securities, which indicates investors' ownership of the company, while fund is a portfolio managed by asset managers, including a variety of investment targets. The following is the difference between stock trading and speculative funds collected by Bian Xiao. Welcome to read and share. I hope you will like it.

The difference between stock trading and fund speculation.

1 investment risk

Buying stocks is risky, because the stock price is affected by many factors such as market changes and the company's operating conditions. Buying a fund disperses the risk, because the fund is composed of a variety of stocks, even if one of the stocks does not perform well, it will not have much impact on the whole fund. Therefore, the risk of buying funds is relatively low.

2. Investment threshold

The threshold for buying stocks is relatively high, because you need to have a certain understanding of the market and the company's operating conditions, and you need more time and energy to study. The threshold for buying a fund is relatively low, because the fund manager will be responsible for managing and researching the stocks in the fund, and investors only need to choose the right fund to invest.

3. Return on investment

The rate of return on buying stocks is relatively high, because investors can choose stocks with good performance to invest. If the company operates well and the stock price rises, investors can get higher returns. The income from buying a fund is relatively stable, because the fund is composed of a variety of stocks. Even if one of the stocks does not perform well, it will not have much impact on the whole fund, so the income of the fund is relatively stable.

4. Investment model

The investment method of buying stocks is more flexible, because you can choose the time and quantity of buying and selling, and you can invest and adjust more flexibly. Buying funds is relatively fixed, because funds are managed by fund managers, and investors can only invest and adjust through subscription and redemption.

Should ordinary people buy stocks or funds?

investment objective

If the investment goal is short-term profit, then stock trading may be a good choice. The stock market has higher risks and higher returns, but it should be noted that short-term fluctuations may bring greater risks. And if the investment goal is long-term stable income, then buying a fund is a better choice. With low market risk and relatively stable income, the fund is suitable for long-term holding.

Risk tolerance

The risks and returns of the stock market are relatively high, and investors need to bear greater risks. If investors have high risk tolerance, they can consider stock trading. And if the investor's risk tolerance is relatively low, or it is a long-term investment, then buying a fund is a better choice.

Investment knowledge level

The stock market needs investors to have certain investment knowledge and skills, and they need constant study and practice to make better investments. If investors do not have enough investment knowledge and skills, then stock trading may bring greater risks. The fund market is relatively more transparent, fund managers will conduct professional investment management, and investors only need to choose the right fund products.

time cost

Stock trading requires investors to spend a lot of time and energy on research and analysis, and pay attention to market changes, industry trends, company fundamentals and so on. The fund market needs investors to pay attention to the investment strategy and performance of fund managers, which requires relatively little time and energy.

Zero-based stocks can be learned by the following methods.

1. Learn the basic knowledge of stocks through stock books.

Chopping firewood is not a knife-sharpener. Before buying stocks, investors can read some books related to the stock market and investment to understand what the stock market is, what risks exist and related stock knowledge. For example, investors can have a basic understanding of the K-chart of the stock market by buying Japanese candle chart technology, and look for trading opportunities according to the trading signals of its K-chart.

Some clubs or societies learn from the experience of their predecessors.

For zero-based investors, before entering the market, they can learn from the investment experience and experience of some ancestors through some gub or communities, for example, snowballing, searching for stocks and so on.

Step 3 seek professional advice

Consult an experienced investment consultant or attend a stock trading training class to get professional guidance and advice.

Step 4 simulate trading

After learning the relevant knowledge, investors can first test their knowledge by simulating trading and form a set of investment strategies by simulating stock trading.

Step 5 open an account in actual combat

After simulated trading, investors can choose securities companies to open accounts for firm trading. In the process of firm trading, investors should initially trade with small funds, and then increase their funds after accumulating experience or stabilizing profits. At the same time, in actual combat, investors need to reasonably control positions, buy in batches, and set stop-loss and profit-taking positions according to the trend of individual stocks to prevent risks.

6. Re-quote

After each closing, investors should resume trading, sum up experience or look for new investment opportunities.

What are the characteristics of a good stock?

1, the fundamentals are good. The stock price is based on the value of the company, and the basic aspects of the company have a great influence on the stock price. A good stock and its corresponding listed companies usually have stable growth performance and profitability, and are in the leading position in the industry or have unique competitive advantages. When choosing stocks, investors should give priority to analyzing the fundamentals of stocks.

2. Have a reasonable valuation. Even if the stock price with high intrinsic value is overvalued, it is not worth investing. Investors can evaluate the valuation level of the stock through the price-earnings ratio, price-to-book ratio and other indicators, and don't chase after buying high, so as not to be trapped.

3. Information disclosure is in place. The information disclosure of listed companies corresponding to good stocks should be legal and compliant, so that investors can obtain accurate and timely company annual reports, company financial reports and other important reference information and make more informed investment decisions.

What are the stock unwinding methods?

First, choose the opportunity to throw high and suck low. This expansion method is one of the active expansion methods. Choosing the right time is one of the most commonly used methods. For example, you can do high selling and low sucking through the support of the moving average, sell when the stock rises to a certain important resistance, then wait and see, and then wait until the stock price falls back to an important moving average. This is the moving average method of high throwing and low sucking.

Second, enter a new way to replenish blood. Enter new blood to fill the position. This method is particularly cautious. We must find out the reason why the stock we hold has fallen. What is the real reason for the decline? Is quilt stock a problem stock? Is it a delisting stock? This situation must be clarified. Only those main rising waves have not ended, forming an upward trend, or just washing dishes for a short time. In this case, you can make up the position.