How to use the money in the overall account?
When the insured has an accident that can be reimbursed by medical insurance, the funds in the overall account are available. Simply put, the expenses incurred by the insured for medical treatment and hospitalization are reimbursed to a certain extent with this account. Co-ordination fund means that all the expenses paid by all units are concentrated in a public fund account, and then the insured who wants to enjoy the treatment will be remitted from this fund account. For those contributions that are not recorded in the account, they should also be uniformly included in the overall fund according to regulations.
Is the medical insurance pooling fund accumulated?
The medical insurance pooling fund is cumulative and not cleared. Medical insurance is also divided into two accounts, one is the overall fund account and the other is the personal account. Under normal circumstances, employee medical insurance is divided into two accounts, while resident medical insurance has only one overall fund account. The overall fund account mainly refers to the amount spent by users in the hospital, which is reimbursed and settled through the overall account. The medical insurance fund shall be managed and used by the social security agency in a centralized way, and the fund shall be stored in a special account, and no unit or individual may misappropriate it.
That's all. I hope it helps you.