It is generally appropriate to set the profit-taking point of the fund at 20%-30%. If it is a bull market, it can be appropriately improved according to its own risk tolerance, but it cannot be blindly chased up. In addition, investors can also take a dynamic profit-taking method, constantly raise the profit-taking point, and once it falls, it will fall to a certain extent, such as 5% to stop profit immediately.

According to the historical trend of A-shares, novices can make a profit if the one-year return rate of fixed investment exceeds 10%, and it is more appropriate to set the two-year return rate of fixed investment at around 15%. If the stock market continues to be depressed, the profit-taking point can be increased by 7%-8% every year, and once it reaches the profit-taking point, it can be operated once or in batches.

Fund stop loss setting Generally speaking, stop loss is expressed as a percentage, which reflects the proportion of loss to total assets. In general, experts suggest that the stop loss of active funds should be around 15%, that of stable funds should be around 10%, and that of conservative funds should be around 5%. The stop loss of the fund should be appropriately adjusted according to the financial planning, risk tolerance and long-term performance of the fund.

Tips: The above information is for reference only. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2021-11-08. Please refer to the latest business changes announced by Ping An Bank in official website.