You must sell first and then buy back when the decline stops. This is the wisest way. This way you can avoid the decline in the middle period, and it will definitely be easier to recover your capital later, because you will lose after all. few. This principle is the same as stock stop loss.

But someone said: How do you know there will be a huge decline? Are you a god? What should I do if the wrong product was sold? Maybe the patience will pass.

This is the last sentence of your question: Should you persist?

But sometimes I really can’t bear it, brother, yes, we don’t know the adjustment route. Maybe there is little space and a long sideways fluctuation, or maybe it is a big space and a short time. Edge fell.

But these are all possibilities after all.

In answering questions many times, I have repeatedly emphasized one sentence: We must have enough respect for the market. Well, it's awe. No one dares to say that Zajia is very lucky. After adjusting the arbitrage for a few days, he unwinds and makes a profit. I don't dare to gamble on this luck, because sometimes when the market surges, people will be completely defeated.

We ordinary people can make less and lose less, but we cannot lose huge amounts. Once you do it, it will be very difficult for you to turn around. Therefore, if the index is too high and the fund starts to fall, selling is the best strategy. Waiting for a period of decline before buying it back, or waiting for the adjustment to end before buying it back is a rational behavior. Why should you hang on to it?

The result of carrying it all is to lose money every day, feel irritable, which will affect family relationships, and life and work will become messy. The purpose of buying funds is to live a better life, but in the end. . .

We must know that in addition to living a life of modesty, there is also poetry and distance.

If you sell the fund after a loss and buy it back later, will you get your capital back early, or will you stick to it?

As soon as the market adjusts, the net values ??of most funds will also adjust along with the market, unless individual outstanding funds can get out of the independent market. But it is difficult, because the one or two day adjustment of the market is fine, but the fund manager is powerless to adjust at a large level, so the funds he manages will also follow the market adjustment, and it is inevitable that some funds held by basic citizens will be different. degree of loss. This is normal, especially since most fund managers this year hold group stocks. The collapse of group stocks is destined to be trampled, and the retracement of the fund's net value is inevitable. This depends on the level of the fund manager.

To formally answer your question. If you sell at a loss and buy it back later, will you get your money back in advance? My answer is yes or no, for the following reasons:

① If you are a master, a trend master. Stop the loss in time when your fund first loses money, and then wait until the market pullback is in place or the fund pullback is in place and buy it back in time. At this time, the share of the fund you hold may remain unchanged. Then if the fund rises a little, you can get your money back. Yes, you can still make money, this is normal.

② If you are a newbie, fresh leeks, or a common chicken farmer, then by such an operation, you may miss the rebound of the market, miss the opportunity to return your capital, or miss the fund. Substantial growth brings you the opportunity for excess profits. This kind of operation is not necessarily correct, and it is possible that the bet is right once or twice. If you take a long time and take stock, you will find that you have not enjoyed the dividends brought by the sharp increase in the fund.

So how to do it? Or what is the correct way to operate? Of course, everyone has their own operating ideas, and their methods will be slightly different.

First of all, if you can discern opportunities, run away at high prices, buy them back at low prices, and wait for the fund to rise, let alone getting back your capital, it is possible to earn excess returns.

Furthermore, if you do not have such ability, then you need to allocate funds reasonably, such as setting a position increase point and adding one layer of position for every 10% or 20% retracement. This will both You will not miss the profit opportunities brought by the rising market, and also reduce your costs. As long as the market rebounds, it will be very easy to recover.

To answer your question, is it okay to carry it to death? Yes, but you may not be able to enjoy the excess dividends of the fund band, and you may also underperform the Shanghai and Shenzhen Indexes.

When investing in funds, the most taboo thing is a stud, unless you judge that the market is at its lowest level in history. Investment is a matter of knowledge. It is best to divide the funds into several parts, keep an eye on the trend, and add positions or take profits regularly. Those who can predict the highest point of the market are gods and not humans.

I am also a chicken farmer. This is also a little experience. I am still learning. I hope we can all make money [呲呲]. Hope it helps you too.

I thought about this and did this when I was a novice. The final result was that I did not miss the decline, but missed the big rise! As far as 2020 is concerned, I originally had a clear fund investment plan at the beginning of the year, and I also firmly established a position. It was because I was selling off the decline for a while, and chasing the rise for a while. As a result, in such a good market environment in 2020, I The rate of return is only 20 points.

Use your spare money to buy funds, hold them for 3-5 years, and allocate a combination of long-term holdings and short-term holdings. If you hold long-term funds, do not chase the decline and chase the rise. If you hold short-term funds, set a profit target and achieve the goal. Decisively cut profits.

Follow your plan and believe in the power of long-term holding!

Funds are suitable for long-term investments, not short-term investments. Redemption within 7 days is subject to a 1.5% punitive redemption fee. Very uneconomical. After the market has experienced continuous sharp declines, if your fund is losing money now, you should invest more instead of redeeming it. Regarding funds, my Xigua video has a detailed explanation, you can refer to it.

Our country’s stock market has a very policy-oriented nature. Last year, due to the epidemic, the country adopted a loose monetary policy and the central bank released money. The property and stock markets rose in response. Some investors made significant profits and cashed out within a week after the new year. Yes, everything is safe, but since February, prices have been rising out of control, monetary policy has been tightened, the property market has been strictly controlled, the stock market has lacked capital inflows, stocks and funds have fallen, and the money that others make is the money that you lose, otherwise Now that you are back, if you have the opportunity in the future, you can also use the method to harvest others and make a profit. There is no shortage of leeks in the stock market. What is special is the sickle. There are many people with cognitive disabilities.

Funds are not suitable for frequent operations. First of all, you usually have to pay handling fees when buying and selling. Besides, if you go out in the current downturn, who knows when it will rise again. Therefore, maybe you If you go out, you will not only avoid the decline but also miss the rise.

After the New Year of the Year of the Ox, the market fell by hundreds of points, and each fund also retreated by a few percent to 30 percent, and the magnitude of the drawdown was also relatively large. Most investors, especially those who started investing in funds at the end of last year, have lost money.

Whether to sell now and buy it back later, or to lie down and hold on, depends on your own specific situation!

If your position is relatively heavy, you can redeem part of it to reduce your position and reduce your risk. If your position is relatively light and you don't have much capital to invest, you can hold your base and wait for the stock market to stabilize after fluctuations.

But what I want to say is that you should insist on fixed investment, do a good job in asset allocation, and don't make big bets easily.

Fixed investment can avoid investment mistakes caused by subjective emotions. It will neither burn out all the bullets too quickly nor be infected by panic and dare not make a move at all, thus missing the best opportunity to dilute costs.

I am Qingwu Feiyang, a novice in financial management, and I am still learning. I welcome everyone to discuss and learn together, pursue beauty together, and create the future together.

When a fund suffers serious losses, we generally recommend stopping the decline. The simple way to do this is to distribute sales until they are sold out. As for whether you will get your money back if you buy it back after the sales are sold out. Since investment is risky and the absolute trend in the later period cannot be guaranteed, the following suggestions are given for this issue.

First of all, let’s talk about the circumstances under which the fund loses money. If the market is all falling, it is normal for the fund to lose money. If the market is all rising and most funds are rising, but the fund is constantly pulling back, then It is necessary to deeply understand the internal problems of the fund to see if the fund manager is changing, etc. This is to check the problems in the fund itself.

In fact, fund corrections often occur, and losses are not surprising. Take a look at the trend in the past three years to understand whether the fund was bought at a high level. If it is because it was bought at a high level, then in these three years After a correction occurs, you need to understand the main investment scope of the fund, that is, the position status, look at the stocks held, and study the future potential. You can even extend it to research the company. Of course, this is for investors with a certain technical level and time. Generally speaking, we are working-class people and do not have time to study these things.

So what should we do for those of us who don’t have time to study funds? First of all, we invest in funds in the hope of making money, but we must know that we don’t make much money during the rising period of funds. In other words, investing It is best to invest in a fund during its decline period, so as to ensure that each purchase is cheaper than the last time. If it turns around in the future, you can not only recover your capital but also double it. The cost of one purchase increases, and it seems that there is positive income every day, but in fact it does not make money. This is also an investment method that I recommend, that is, the more you invest, the more it falls, but at the same time, you must control your position and whether you have enough capital turnover, and ensure that you can survive until the fund rises.

Judging from my many years of experience in investing in funds, during the investment process, I am not only afraid that the rise will be too high and I will not be able to catch the top, but I am also afraid that I will not be able to catch the bottom during the decline. In fact, experience also shows that the top It is difficult to catch, and you can never catch the bottom. As long as you keep investing with determination to win, you may get your money back one day. If you sell it and come back to buy it again, the cost and time will be very expensive.

I think you should maintain a good attitude during the investment process. Now that you have made a choice, you must be determined to win. If the money invested has no other use for the time being, don’t move it and wait for the market. The adjustment is over, and you will get used to it after seeing it a lot.

This article only represents my personal views and does not constitute investment advice! If you have more opinions, please leave a comment!

Theoretically, it is possible, that is, if you feel that it will fall a lot, stop the loss in time, and you will be able to buy the bottom again next time, and then win back the previous loss, so you should always pay attention to the trend of the stock market

My observation is that the only way to carry on is to carry on unswervingly! ! For the best idea, I should have run years ago. Now it is already half a month late to post the goalkeeper on the 15th day of the first lunar month! ! As long as you persevere and persevere, you will be able to return your principal and earn some money to spend, which is no problem! ! Through argumentation and comparison of everything from ancient times to the present, a lot of money has been earned by taciturn people! ! Or the braver ones will earn it! ! ! (Positive energy) etc.* Everything is born to those who are timid or those who are shy when meeting beautiful women! ! It has been sold for a long time! ! Or being bold in everything is always a hundred times better than being timid! ! !