When purchasing an education fund, the insured needs to set up a separate account in the bank for the savings of the education fund, just as the pension fund account is used to plan the pension, and the special account can well ensure the special purpose of the education fund.

Since children will go to school at a certain age, the children's education expenses are the necessary expenses of the family, and these cannot be delayed. Therefore, parents should consider how to buy their children's education funds as soon as possible. Reserve sufficient education funds for children to ensure that their future education will not be affected.

In addition to the common critical illness insurance, medical insurance, life insurance and other types of insurance, the educational function of insurance is increasingly welcomed by people. It has become the knowledge of many parents to prepare education funds for their children.

Extended data:

Matters needing attention in purchasing education funds:

1, the cost should not be too high: in general, the child's premium expenditure should account for about 10%-20% of the total family income.

2. The payment period should not be too long: choose education insurance to protect children at the age of 25 to meet their educational fund needs.

3. The protection should be as comprehensive as possible: it is recommended to choose insurance that includes comprehensive protection such as major diseases, accidental injuries and accidental medical treatment, so that children can get the most comprehensive care.

4. Users need to pay attention when choosing insurance with premium exemption function: children can still be protected in the case of accidental death or inability to pay of adults.

Baidu encyclopedia-education fund

Baidu encyclopedia-education fund

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