1. It is reasonable for the investment planning period of the fund to be 5- 10 years, because the fund itself is a long-term wealth management product.

2. At present, the better investment method is the fixed investment of the fund, but we should choose the fund with moderate risk according to our own risk tolerance, and also take into account the operation cycle of the fund and arrange the investment destination of the fund reasonably. There is no need to stare at the fixed investment of the fund every day, just look at whether there is any money at the end of the year.