Does the fund buy before 3 o'clock calculate the income of the day?
1 OTC fund products
For example, if the fund products purchased by investors through mobile banking APP, Yu 'ebao and change pass are purchased before 3 o'clock, they will not be included in the income of the day. This is because OTC fund products generally bear interest according to T+ 1 trading day. To put it simply, investors buy fund products before 3 o'clock that day, and start to confirm their shares and calculate interest the next day.
2 on-site fund products
1, Shanghai Stock Exchange: The interest-bearing rules for trading money funds are that the head counts, not the tail. In other words, investors buy before 3 o'clock on the same day and calculate the income on the same day.
2. Shenzhen Stock Exchange: The interest-bearing rules of trading money funds are calculated by tail, not by head. In other words, investors buy before 3 o'clock that day, and do not calculate the income that day.
Other popular science:
1 OTC fund
For funds purchased and redeemed by securities companies, banks, third-party sales platforms or fund companies through direct sales, if they are not traded in the secondary market, OTC funds will be purchased and redeemed according to the net value of the day.
The types of OTC funds include bond funds, hybrid funds, stock funds, index funds, linked funds and QDII funds (QDII funds refer to securities investment funds established in a country and approved by the relevant departments of the country to engage in securities business such as stocks and bonds in overseas securities markets).
2 On-site fund
Refers to securities investment funds that can be listed and traded on the stock exchange like stocks. On-site funds mainly include ETF funds, LOF funds, closed-end funds and on-site money funds. Among them, LOF funds can purchase and redeem fund shares off-site or buy and sell in the secondary market.