(1) Equity funds: mainly invest in stocks, with high risks and high returns.

(2) Hybrid funds: Diversified investment in stocks, bonds and money market instruments, with moderate risk and return levels.

(3) Bond funds: mainly invest in bonds for the purpose of obtaining fixed income. The risks and benefits are much smaller than those of equity funds.

(4) Money market funds: Only invest in money market instruments, with stable returns and extremely low risks.