If it is a small fund, you can generally consider investing in index funds. It's just a fund. Generally, the fixed investment cycle can be considered as 3-5 years. If we haven't reached the bull market yet, we can maintain emotional investment, and when the bull market grows too much, we can stop making profits. But if you invest in index funds, you will find that sometimes it is not as good as other funds, such as a new hybrid fund. For example, fixed investment portfolio or stock fund comparison index fund fixed investment. At the same time, there may be a big gap. Index funds are relatively free of drugs, and there are stock funds, which are relatively risky and relatively suitable for Xiaobai. For example, the simple one is CSI 500 or CSI 300.