The starting point of buying a fund is relatively stable than the broader market. If you are optimistic about the market, you should hold it for a long time to avoid the risk of making stocks yourself. Although buying low and selling high is a better choice, it is best to choose a good fund to hold for a long time or invest in a fund to force you to save. Fund investment pays more attention to the long-term return in the future. As long as it is an excellent fund management company, excellent brand and excellent performance, it is worth entrusting your own funds and waiting for the return on investment.

Extended data

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.

References:

Baidu encyclopedia-fund