under normal circumstances, when investing in fund-based wealth management products, users need to voluntarily redeem their fund shares. After redemption, the funds will be in the personal trading account. So how can the fund transfer the money back to the personal bank card account after redemption? Let's get to know each other.
how to transfer the fund to the bank card after redemption? 1 If you purchase fund wealth management products through the trading account of a securities company, you need to log in to your personal securities account, and then transfer the funds to your personal bank card account through bank-securities transfer. It should be noted that the bank-securities transfer time is generally up to 16: on the same day, so you can't continue trading. 2 If it is a fund wealth management product purchased through a bank, you only need to open the online transfer function, and the redeemed funds will automatically enter the personal bank card account.
in general, the redemption instruction reaches the bank card. Redemption of the bank card is the one you bind, but now there are some direct selling platforms of fund companies that support redemption of other bank cards, but those bank cards must also be your account name and authenticated, but there are not many fund companies that support this model. Some fund companies can choose to redeem the money fund when redeeming, but this redemption is actually called conversion. Pay more attention to redemption. Even if you redeem the money fund and then redeem the bank card from the money fund, it will not be slower than direct redemption.