Brief introduction of Shenzhen Huimin insurance

Shenzhen Huimin insurance is an upgraded version of the original Shenzhen critical illness insurance, which was incorporated into Shenzhen Minsheng in 2023. It is an inclusive commercial supplementary medical insurance under the guidance of Shenzhen Medical Insurance Bureau, Shenzhen Local Financial Supervision Bureau and Shenzhen Supervision Bureau of Bank of China Insurance Regulatory Commission. It is underwritten by China Life Insurance, PICC P&C Insurance, PICC Health Insurance and Ping An Health Insurance.

Brief introduction of "Shenzhen Zhonghuibao"

"Shenzhen Zhonghuibao" is the first mutual insurance mechanism of "accident+medical care+serious illness allowance", with Shenzhen Guan 'ai Office as the public welfare guiding unit and Shenzhen Youth Development Foundation as the public welfare undertaking unit. Shenzhen is exclusive, close to the people and benefit the people, help each other and love each other, and strive to enhance the sense of acquisition, happiness and security of Shenzhen citizens.

Legal basis:

Regulations of Shenzhen Municipality on Social Insurance

Article 4 Social endowment insurance shall follow the principles of combining fairness with efficiency, corresponding rights and obligations, and adapting the level of security to the development level of social productive forces.

Article 5 The basic old-age insurance adopts the fund management mode of combining social pooling with individual accounts.

Article 6 The municipal labor and social security administrative department (hereinafter referred to as the municipal labor and social security department) is responsible for the social endowment insurance for enterprise employees.

The relevant departments of the municipal government shall, within the scope of their respective duties, assist the municipal labor and social security departments to do a good job in endowment insurance.

City agencies (hereinafter referred to as municipal social security agencies) specifically undertake social insurance affairs such as basic old-age insurance and local supplementary old-age insurance.

Sub-district offices are responsible for the socialized management and services of retirees within their respective jurisdictions.

Article 7 The sources of the basic old-age insurance fund are: the basic old-age insurance premium and its interest, the overdue fine for the basic old-age insurance premium, the legitimate operating income of the basic old-age insurance fund, financial subsidies and other income.