Discussion on fund investment;
1. Investing in different targets, the proportion of funds is determined by different fund combinations to spread risks.
2. Regular and fixed contributions.
3. The long-term holding of the fund is good, referring to the long-term trend (the lock-up period is at least 2 years, because the company with good performance and stability has a long lock-up period, and it can be redeemed flexibly after the third year).
4. Build your own global portfolio.
It is suggested that the performance of the four major fund companies in the past three years be listed as follows. Although past performance does not necessarily represent future performance, it still has certain reference value:
(1) ACM Alliance (India Liberalization Fund 28 1.09%, Greater China Fund 106.97%, Global Value Fund 86.54%, Global Growth Trend Fund 78.46%).
(2) Morgan Stanley Morgan Stanley (emerging Europe and Middle East equity fund 24 1. 19%, Japanese stock growth fund 62.79%, American real estate fund 98.97% ...............).
(3) Fully invested hedge funds (AHL multi-management fund 34.39, with positive performance for 65,438+03 consecutive years, with an average performance of 65,438+08%).
(4) Franklin Templeton series
Its investment advantages:
1. Pure investment, investment is separated from life insurance, and there is no need to invest funds in life insurance.
2. It has the function of mutual free conversion between funds.
3. It can be changed at any time. Investors can convert some or all of the funds. There are ten free fund conversions every year, and there is no handling fee for the conversion, one in and one out.
4. You can invest regularly and form a good habit of saving.
5. There is an extra dividend for investments of ten years or more, accounting for 7.5% of the total contribution in the previous ten years.
6. Assets are secret and safe.
7. Completely tax-free.
8. Hedging: No matter the economic boom or downturn, it can maintain a profitable state, effectively avoid the investment risk of a single fund, and enjoy the compound interest value-added effect for a long time.
9. Savings plans can be increased, decreased, redeemed and converted around the world, and can be withdrawn or redeemed at your designated banks around the world.
10. You can have a VIP savings plan of 100 USD per month. Your monthly budget of 3000 ~ 4000 yuan is enough! ! )
1 1. Perfect China cultural instant service.
12. Send statements to investors regularly.
How to buy and remit money:
The designated agents of overseas funds can provide professional global financial advisory services. Investors only need to "remit the investment amount to the special account designated by Deutsche Bank" to get the "investment certificate" and "exclusive account number and password". Through the online fund platform "American International Investor Trust AIIT Fund Platform", they can check their investment performance at any time, with completely transparent information and their own administrative operations.
The following will provide you with market information:
"A very different world is emerging-BRIC countries.
In 2050, the world economic powers will be reshuffled, and the faces of the new six economies will become: China, the United States, India, Japan, Brazil and Russia. By then, the existing six major industrial countries (G6), only the United States and Japan, Britain, Germany, France and Italy will be eliminated, and the BRIC countries will become new economic powers. This is a report that redraws the world economic map and shocks the whole world. Because of it, South Korean President Roh Moo-hyun led 70 heavyweight political and business people to launch "BRIC diplomacy"; It was included in the five-year report of the National Intelligence Council of the United States; The meeting of financial leaders of the Group of Seven industrialized countries invited representatives of BRIC countries to attend for the first time. Therefore, the global chessboard of multinational companies such as Toyota Motor Corporation of Japan has been redeployed. According to this report, within 50 years, the gross domestic product of the BRIC countries will surpass that of the six major industrial countries, and the market value of the stock market will increase 66 times, which is a 66-fold train to get rich. Within ten years, the stock market value of BRIC countries will quadruple to $4 trillion. They will have a middle class population of 800 million, more than the middle classes in the United States, Western Europe and Japan combined. They will play a leading role in the three major markets of energy, natural resources and capital, and become the most important consumer market in the world.
As for which funds are better.
That's a matter of opinion.
You can go to the bank.
They should have financial investment experts, and their suggestions will be more objective.
You can be divided into prudent type or investment type, depending on the degree of risk you can accept.
I hope you have a lot of money.