1, the personal part of the medical insurance card, is the individual's sporadic purchase of medicine or outpatient treatment, which is dominated by the individual.

2. What the unit pays is the overall part, which is the medical insurance overall fund. The medical insurance pooling fund refers to the sum of the medical insurance premiums paid by all employers for employees in an overall planning area this year, after deducting the personal accounts and the balances in previous years. The medical insurance pooling fund belongs to all the insured persons, and is centrally managed and used by the social insurance agency.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.