Nanjing provident fund is divided into five grades, namely, 1,7 yuan, 2,7 yuan, 3,915 yuan, 5,25 yuan, 6,175 yuan and 7,595 yuan.

loan process after the provident fund is stopped:

1. Resume the deposit: If the borrower's provident fund account stops the deposit, it is necessary to resume the deposit first to meet the minimum deposit requirements of the local provident fund management center before applying for the provident fund loan;

2. Submit application: The borrower needs to submit an application for provident fund loan to the local provident fund management center, and provide relevant supporting materials, such as ID card, work certificate, income certificate, property certificate, etc. Under normal circumstances, it is also necessary to provide the borrower and guarantor's bank flow, credit report and other information;

3. Review materials: The provident fund management center will review the borrower's application materials to confirm whether the borrower's identity and loan application information meet the requirements;

4. Approved: If approved, the provident fund management center will notify the borrower and transfer the loan amount to the designated bank account.

The following materials need to be prepared to withdraw the provident fund:

1. Original and photocopy of ID card;

2. The application form for withdrawal of provident fund can be downloaded and filled in on the provident fund website;

3. The original and photocopy of the bank card for opening an account, which is used to transfer the withdrawn provident fund to the personal bank account;

4. salary flow or resignation certificate issued by the company (except for applying for house purchase or building);

5. Relevant supporting documents such as house purchase contract, house lease contract and renovation contract (except for application for house purchase, house building or overhaul);

6. Relevant supporting documents such as house property certificate, house sales contract, approval documents for building or overhaul (except for applying for building or overhaul).

To sum up, the above preparation materials may be different due to different regions and specific application items. Please read the relevant regulations carefully before handling.

Legal basis:

Article 26 of the Regulations on Housing Provident Fund Management

Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

the housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on granting or not granting the loan, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities.

the risk of housing provident fund loans shall be borne by the housing provident fund management center.