Medical insurance overall payment is reimbursement money. If the relevant medical expenses paid by the insured are within the scope of diagnosis and treatment items, medical service facility standards, etc., they can apply for reimbursement, that is, the medical insurance overall fund will settle and pay for the insured.

The medical insurance pooling fund belongs to all insured persons, but it is centrally managed by the social insurance agency and allocated for unified use.

Therefore, the overall medical insurance payment does not use your own money.