Group accident insurance generally refers to personal accident insurance in which the enterprise, as the policy holder, and the employees, as the insured, are insured as a group. Its insurance liability usually includes accidental death, accidental disability, accidental injury, etc. Medical treatment, accidental hospitalization allowance, etc. If the insured is disabled to the tenth degree due to an accident, the group accident insurance will compensate the insurance money in proportion. Because the degree of disability in personal insurance is divided into levels 1 to 10, the insurance benefit payment ratio corresponding to the level of disability in personal insurance is divided into ten levels. The first level corresponds to the insurance payment ratio of 100%, and the tenth level corresponds to 100%. The benefit is 10%.

Article 37 of the "Regulations of the People's Republic of China on Work-related Injury Insurance": An employee who is disabled due to work and is identified as a seventh- to tenth-level disability shall enjoy the following benefits from the work-related injury insurance fund according to the injury: A one-time disability subsidy is paid according to the disability level. The standards are: level 7 disability is 13 months’ personal salary, level 8 disability is 11 months’ salary, level 9 disability is 9 months’ salary, and level 10 disability is 9 months’ salary. If the first-level disability is 7 months of personal salary, labor, and employment contracts, or the employee himself proposes to terminate the labor or employment contract, the work-related injury insurance fund will pay a one-time work-related injury medical subsidy, and the employer will pay a one-time disability payment. Employment Grant. The specific standards for one-time work-related injury medical subsidies and one-time disability employment subsidies are stipulated by the people's governments of provinces, autonomous regions, and municipalities directly under the Central Government.