At present, the types of pension insurance in my country are mainly divided into enterprise pension insurance and urban and rural residents’ pension insurance.

According to my country's pension insurance policies, pension insurance participants must reach the legal retirement age and meet the minimum payment years before they can apply for pensions.

1. How is the retirement age stipulated in the new pension insurance policy? 1. Men are over 60 years old, women are over 50 years old, and their cumulative service time is over ten years; 2. Men are over 55 years old, and women are over 55 years old.

Forty-five years old, with a cumulative service life of ten years or more, engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work that is harmful to health; 3. Men who are fifty years old or above, and women who are over forty-five years old, with a cumulative service life of

After ten years, as certified by the hospital and confirmed by the Labor Appraisal Committee, those who have completely lost their ability to work shall be allowed to retire.

2. The pension age for participants in industrial pension insurance and urban and rural residents’ pension insurance is different. The details are as follows: 1. Enterprise pension insurance: According to my country’s “Interim Measures of the State Council on Retirement and Retirement of Workers”, male enterprise employees must be over 60 years old. If a woman reaches the age of 50 and has paid pension insurance for the minimum payment years, she can go through the normal retirement procedures and apply for pension insurance benefits.

That is, the age for receiving pension insurance for enterprise employees is 60 years old for men and 50 years old for women.

However, this does not include early retirement due to illness and retirement for special types of work.

2. Pension insurance for urban and rural residents: According to my country’s pension insurance policies for urban and rural residents, insured residents who are over 60 years old and have paid pension insurance for a certain number of years can apply for pension insurance.

That is, the age for receiving pension insurance for urban and rural residents is 60 years old, and there is no distinction between men and women.

All men are over 60 years old, female workers (in production and operation positions) are over 50 years old, and female cadres (in management and technical positions) are over 55 years old; the total payment period (including the deemed payment period, the same below) is 15 years in total.

The retirement age of female workers can implement a flexible retirement age system. That is, female employees who meet the retirement conditions, are in good health and work needs, and in accordance with the corresponding operating methods formulated by the enterprise based on its own actual conditions, one month before reaching the statutory retirement age, upon personal application, the enterprise

Agree, the labor and social security department has filed a record, and the retirement age can be appropriately delayed. The minimum period of delay shall not be less than one year, and shall be operated for a full year, but the maximum period shall not exceed 55 years of age.

After the enterprise implements the all-employee labor contract system, the retirement age of female employees will be determined according to the job position where they retired.

That is, female employees must be over 55 years old in management and technical positions and over 50 years old in production operation positions.

Legal basis: Article 10 of the "Social Insurance Law of the People's Republic of China" Employees shall participate in basic pension insurance, and the employer and employee *** shall jointly pay the basic pension insurance premiums.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel can participate in basic pension insurance, and the basic pension insurance premiums are paid by individuals.

The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.

Article 11 The basic pension insurance shall be combined with social pooling and personal accounts.

The basic pension insurance fund is composed of employer and individual contributions and government subsidies.

Article 12 The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance overall fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.