You can set the donation amount in 0 yuan, and modify the donation amount at any time through the branch counter, online banking or telephone banking, so that you won't donate every month.
In addition to meeting the asset standards, the account management fee can also be exempted if the following conditions are met:
1. From July of 20111year, the transaction within six months is the basis for judgment.
2. Enterprise annuity account
3. As long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted.
Note: If the loan is not paid to this account, it will not be reduced. For example, there are loans and repayments, easy consumption or easy transfer. Only one credit line has been applied, but there is no loan and no repayment. In this case, the account management fee will not be reduced.
4. Entrusted wealth management account (it can be reduced or exempted during the position of entrusted wealth management products)
5. Self-service payment account (payment transactions occurred within the previous 3 months)
(Example: self-service payment is made in June 5438+0, and account management fee is exempted in June 5438+0, February and March).
6. Credit card automatic debit account (according to whether the relevant agreement is valid or not, there is no need to generate a debit record in the current month)
7. Third-party depository account
8. Account for purchasing trust products
9. Pension account, subsistence allowance account, medical insurance account and unemployment insurance account are exempt from account management fees, and customers need to provide relevant certification materials issued by effective institutions such as government agencies, neighborhood committees and work units (implemented from July 20 1,1);