First, the investment amount is different.

Some bond funds stipulate that the investment of more than 5 million yuan only needs the subscription fee of 1000, which is the lowest fee.

Second, the choice of holding period is different.

If you are sure that it is a short-term investment, such as 1-2 years or less, then it is not cost-effective to choose C debt for more than 2 years; If it is determined to be more than 3 years, you can choose Class B, because the cost of Huaxia Bond Class B for 2-3 years is only 0.7%, and the longer it is, the less it will be; If there is no judgment on the investment period, you can consider Class A front-end charges.

Third, the charging standards are different.

Of the three types of funds of ABC, Class A generally represents the front-end expenses, Class B represents the back-end expenses, and Class C has no subscription fees, that is, there is no handling fee at the front-end and back-end.

A and B bond funds generally have subscription fees, including front-end and back-end, while B bond does not have any zd subscription fees. That is to say, Class A and B funds in the three categories of ABC are equivalent to Class A funds in Class A and B, and are front-end or back-end subscription funds, while Class C funds in Class A, B and C are equivalent to Class B funds in Class A and B, and subscription fees are not charged.

Bonds:

Bonds are securities issued by debtors such as relevant departments, enterprises and banks in accordance with legal procedures in order to raise funds and promise creditors to repay the principal and interest on a specified date.

Bond/debenture is a kind of financial contract, which is a debt certificate issued to investors by relevant departments, financial institutions and industrial and commercial enterprises when they borrow directly from the society, and promises to pay interest at a certain interest rate and repay the principal according to the agreed terms. The essence of a bond is a certificate of debt, which has legal effect. There is a creditor-debtor relationship between the bond purchaser or investor and the issuer, and the issuer is the debtor and the investor (bond purchaser) is the creditor.

Bond is a valuable security. Because the interest of bonds is usually determined in advance, bonds are a kind of fixed-interest securities. In countries and regions with developed financial markets, bonds can be listed and circulated.