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Do I need social security to buy a car?

Legal analysis: Generally, social security is not required.

Buying a car with a mortgage requires social security, but you can also buy a car loan without social security. Proof of income is one of the necessary procedures for a loan. If you cannot provide proof of income, you cannot prove your ability to repay, and the loan will not be approved.

Social security is not a key factor in the loan process. You can get a car loan without social security.

There are generally three mortgage methods for car loans, namely car finance companies, intermediary guarantees and bank loans. Car buyers who intend to borrow can choose the corresponding loan method according to their repayment ability.

When buying a car, you usually need to register it with the vehicle management department at the place of residence and receive the license plate from the place of residence.

If the car buyer wants to use the license plate where he works or usually lives, he needs to provide the car buyer's residence permit or proof of social security payment.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 64 Social insurance funds include basic pension insurance funds, basic medical insurance funds, work-related injury insurance funds, unemployment insurance funds and maternity insurance funds.

Except for the basic medical insurance fund and the maternity insurance fund, which are jointly established and accounted for, other social insurance funds are accounted for and accounted for separately according to the types of social insurance insurance.

Social insurance funds implement the unified national accounting system.

Social insurance funds are earmarked for exclusive use and may not be misappropriated or misappropriated by any organization or individual.

Basic pension insurance funds will gradually implement national pooling, and other social insurance funds will gradually implement provincial pooling. The specific time and steps will be stipulated by the State Council.