After the fund is sold, it will terminate its operation and generate no income. The same is true of the fund's fixed investment. If you don't want this fund after a certain period of time, you can choose to sell it. However, many people find that after their funds are sold, the system is still deducting money. Let's see why the fund should be deducted after redemption. I hope it will help everyone!

Why is the fund still deducting money after it is sold?

1 The sold fund share has not been confirmed, that is, the held fund continues to rise and fall at the time of transaction settlement, which may eventually be different from the price at the time of sale, because the fund sale is not an instant event and needs to be settled by the system.

2 The subscription, subscription and redemption of the fund will deduct a certain handling fee, which will lead to the deduction of money during settlement. Most Public Offering of Fund funds charge 1.5% for less than 7 days, and 0.05% for more than 7 days.

Failure to terminate its fixed investment plan will cause investors to sell funds on the same day and still deduct money. For example, if you have invested in a fund and sold all the shares, but have not terminated the fixed investment plan, the system will continue to deduct the money on the deduction date.

The principle of unknown price is adopted for fund subscription and redemption: the subscription/redemption before trading day 15:00 shall be based on the net value of that day, and the net value of that day shall be inquired on the next trading day; The subscription/redemption after trading day 15:00 is regarded as the transaction of the next trading day, and the share is converted according to the net value of the next trading day, and the net value of the transaction can only be found on the third trading day. In addition, subscription and redemption fees should be deducted from income.

Why is the fund still deducting money after redemption?

The biggest reason why investors are still withholding money after redeeming the fund is that investors have opened the business of fixed investment of the fund. When redeeming the fund, the investor redeems the fixed investment, but since the fixed investment plan of the fund has not been terminated, the corresponding funds will still be deducted from the bank card account bound by the user and invested in the designated fund at the specified time. In the case that the fixed investment of the fund is not terminated, the system will still enter the subscription entrustment declaration normally, thus continuing to deduct money.

Investors don't want to continue to invest in the fund, so they can only suspend the fixed investment of the fund. Suspending the fixed investment of the fund can go directly to the outlet of the fund company to handle the procedures for terminating the fixed investment; You can also transfer the money in the bank card bound by the fixed investment of the fund. After three consecutive deductions failed, the fund's fixed investment was automatically terminated.

Fixed investment in a fund is the act of buying a certain fund at a fixed time. Set the fixed investment amount according to the investor's asset status. The fixed investment date can be daily fixed investment, weekly fixed investment and monthly fixed investment. For ordinary investors, if the fixed investment is unprofitable or fails to reach the target rate of return, they can continue to hold it, and there is no need to redeem the fixed investment.

Why deduct money after the fund is redeemed?

If the investor redeems the money invested by the fund, even if the investment contract is not terminated or suspended, the order will still be executed on the deduction date, and the system will also declare the purchase entrustment. If investors don't want to continue investing in the fund, they can suspend or terminate it, and then no money will be deducted.

Fixed investment in a fund is the act of buying a certain fund at a fixed time. Set the fixed investment amount according to the investor's assets. The fixed investment date can be daily fixed investment, weekly fixed investment and monthly fixed investment. For ordinary investors, if the fixed investment is unprofitable or fails to reach the target rate of return, they can continue to hold it, and there is no need to redeem the invested money. The advantages of this are:

1, every little makes a mickle, and insisting on fixed investment will not only save money in disguise, but also gain additional income.

Now the price has been rising, if the salary is only in the bank, the income can't keep up with the price increase.

3. Develop the habit of financial management. You don't manage money at ordinary times. You don't know where to spend the money, but you can see the value of the account after one year of fixed investment.

Why deduct money after the fund is redeemed?

When the fund is redeemed, its fee is mainly redemption fee, and its rate is related to the holding days, that is, the lower the holding days, the higher the rate. If the holding days are less than 7 days, it will be charged according to the standard of 1.5%. The longer the holding days, the lower the interest rate, even 0. Therefore, investors need to deduct more redemption fees when holding the fund for a short time.

For example, an investor holds 1 0,000 shares of a certain fund and redeems it when the net value of the fund is 1.5 yuan. The holding period is 5 days, and the redemption fee deducted when selling is = 1, 000× 1.5% = 22.5 yuan.

The main reasons why investors still deduct fees when redeeming funds are as follows:

1, the fund redeems unconfirmed shares.

The fund redeems the unconfirmed share, that is, when the investor redeems after the trading day 15: 00, the redemption operation will be submitted on the next trading day, and the net value on the night of the submission date is the trading price of the fund, that is, the confirmation price. The net value of the fund announced in the next trading day is lower than that announced in the previous trading day. Therefore, investors should redeem as soon as possible when redeeming.

2. redemption fee

Some funds need to charge a redemption fee when redeeming, and the redemption fee is inversely proportional to the holding time of the fund. Generally speaking, the longer you hold it, the lower the redemption fee will be, and there may even be no redemption fee. The shorter the holding time, the more the redemption fee. Generally speaking, if you hold it for less than seven days, you need to charge a redemption fee of 65438+ 0.5% of the turnover.

Why is the fund still deducting money after it is sold?

1. The sold fund share has not been confirmed, that is, the held fund continues to rise and fall at the time of transaction settlement, which may eventually be different from the price at the time of sale, because the sale of the fund is not an instant matter and needs to be settled systematically.

2. The subscription, subscription and redemption of the fund will deduct a certain fee, which will lead to the deduction of money at the time of settlement. Most Public Offering of Fund will be held within 7 days, and redemption funds will be charged 1.5%, and redemption funds held for more than 7 days will be charged 0.05%.

3. Failure to terminate its fixed investment plan will cause investors to deduct money when selling funds on the same day. For example, if you invest in a fund and you sell all the shares, but you have not terminated the fixed investment plan, the system will continue to deduct the money on the deduction date.

The subscription and redemption of the Fund shall be based on the principle that the price is unknown. The subscription/redemption shall be made before the trading day 15:00, and the transaction shall be made at the net value of that day, and the inquiry shall be made on the next trading day. /kloc-the subscription/redemption after 0/53,336,000 trading days is regarded as the transaction of the next trading day, and the transaction is made according to the net value of the next trading day and the share is converted, so as to calculate the net value of the third trading day. In addition, subscription and redemption fees should be deducted from income.

If the fund is still deducted after being sold, but this is not the case, it is recommended to consult the customer service of the purchase platform to avoid repeated deductions.