Huaxia Margin A, Jiashibao A\B, Guangfa cash treasure Stock Exchange Monetary Fund, Bao Guo A, Tianfu Express, Dacheng cash treasure A, etc. (The above are only examples, not purchase suggestions).
The advantages of investment funds are: collective investment; Spreading risks; Expert management. Do not need to invest too much energy, low investment threshold, high security and stability.
On-site monetary funds can be divided into three types: redemption type, transaction type and transaction and redemption type.
Because the fund adopts portfolio investment, the risks are scattered in the investment products. If you add some fixed investment strategies, you can further spread risks in time and funds. Before deciding to buy a fund, you must make a fund investment plan that suits you.
Advantages of the Monetary Fund in the field:
Money funds in the market are products that bear interest on the same day; There is a gap between buying and selling stocks, and funds need not be idle; Arbitrage operation. Secondly, the rate of on-site money funds is lower, and the subscription rate of on-site funds is lower than that of off-site funds, which means that the subscription cost of investors is lower; Finally, the purchase channel is safer. On-site funds can only be purchased on the exchange, and the probability of investors being cheated will be much smaller. OTC funds can be bought on third-party platforms.
Advantages of investment funds:
Collective investment; Spreading risks; Expert management. Do not need to invest too much energy, low investment threshold, high security and stability. Because the fund adopts portfolio investment, the risks are scattered in the investment products. If you add some fixed investment strategies, you can further spread risks in time and funds. Before deciding to buy a fund, you must make a fund investment plan that suits you.
On-market money funds can be traded on the market like stocks, and T+0 trading can realize the flexible docking of stocks and money funds, such as buying money funds in the morning and looking for stock opportunities in the afternoon, and selling money funds and buying stocks at any time. This is much more convenient than reverse repurchase of national debt.
Buying money funds in the market requires investors to have stock accounts, and they can't buy without stock accounts. With a stock account, investors can enter the currency ETF in the search bar of their own stock trading software, and these on-site money funds will be displayed, and then they can buy and sell like stocks.
The T+0 trading system is implemented for on-site monetary funds. Investors can buy and sell on the same day, and the number of transactions is not limited, but it should also be carried out during trading hours.