Education insurance, also known as education fund insurance, children's education insurance, and children's education insurance, is insurance for the purpose of preparing education funds for children.

Education insurance is a savings type of insurance, which not only has the function of compulsory savings but also has a certain protection function.

At present, there are mainly simple education funds, no protection, children's accident insurance added after a certain period of deposit, and WeChat support for depositing at any time, but the withdrawal period is until the child reaches adulthood.

Buying the right education is not easy. An insurance consultant who has been engaged in education fund insurance for more than ten years will teach you step by step how to choose the most suitable education fund → "Should I buy education fund?"

How to choose the education subsidy more appropriately?

》Features of education insurance: 1. Dedicated funds.

Special accounts should be set up for children’s education, just like personal pension accounts are used for retirement planning; housing provident fund accounts are used for home purchase planning. Only in this way can dedicated funds be used.

2. There is no time flexibility.

Children must go to school when they reach a certain age (for example, primary school around the age of 7, and college around the age of 18), and they cannot be postponed because there is not enough tuition.

3. There is no cost flexibility.

The basic tuition fees at each stage are relatively fixed, and these fees are the same for every student.

4. The duration is long and the total cost is huge.

The total amount spent on the children’s education for nearly 20 years from childhood to adulthood may be more than the expenditure on buying a house.

5. Periodic high expenditures.

For example, college education costs an average of 20,000 yuan per child per year, which is 80,000 yuan in 4 years; the total cost of studying abroad is more than 300,000 yuan.

These fees have a short payment cycle and high payment fees, which require advance financial preparation.

For inquiries about education insurance, you can contact Mint Insurance. Mint Insurance is an independent third-party insurance consulting service platform that mainly serves insurance consumers. It is invested by Sequoia and BAI and is not affiliated with any insurance company. It provides insurance consumers with professional and

Neutral insurance solutions.