When most investors trade funds, they will find that the gap between the fund's net value and valuation is a bit big, which makes many investors don't understand. So why is the net value of the fund different from the valuation? Is the net value of the fund high or low? Let's analyze it for everyone:

Why is the net value of the fund different from the valuation?

1, with different calculation basis.

The valuation of the fund is calculated according to the position held at the end of last quarter, while the net value of the fund is calculated according to the current position, but investors generally can't see the position of the fund manager.

Fund valuation is only a budget result of estimating the value and income of fund assets and liabilities. Because it is an estimate, it is normal for the situation to differ from the actual result.

Assuming that the positions held at the end of last quarter and the underlying stocks currently held by fund managers have changed greatly, the increase in valuation and net worth will be different. If there is little difference between the two changes, investors can also refer to the fund valuation.

2. Look at investors' investment preferences.

If investors are optimistic about a fund and the number of people buying it increases, then the valuation of the fund may be higher than the net value; On the contrary, it may be lower than the net value.

Is the net value of the fund high or low?

The same fund, it is better to buy when the net value of the fund is low, but it does not mean that it will not make money when the fund is high. Because funds with lower net worth have more room to rise in the later period, the higher the net worth, the smaller the room for subsequent funds to rise, and may even fall back.

However, the selection of funds with low net worth is only one of the reference factors, and the selection of funds needs to be analyzed in combination with the historical performance of funds and fund managers, the industry to which the target belongs, and the profitability of fund companies.

What investors need to pay attention to here is that when buying a fund, the net value of the fund is not as high as possible, nor is it as low as possible. Specifically, investors are advised to choose the appropriate fund investment according to the actual situation to increase the possibility of profit.