"By investing in index funds regularly, an amateur investor who knows nothing can often beat most professional investors."

0 1

What is the fixed investment of the fund?

That is, a fixed time (such as 10 days per month) and a fixed amount (such as 500 yuan) are invested in the designated open-end index fund, which is similar to the deposit and withdrawal method of banks.

normal time

A fixed amount

permanent capital

02

Why is fixed investment suitable for ordinary people?

Benefits of fixed investment

First, its threshold is very low. You can start a fixed investment at 100 yuan, and you can start a fixed investment at the lowest ant wealth 10 yuan, which is very suitable for young people with little money.

two

Long-term investment makes a mickle.

For the moonlight clan and those who are new to the workplace, the fixed investment of the fund can be used as a means of compulsory savings. Using some idle funds for investment funds can accumulate a lot of money unconsciously.

study

more

Third,

Simple procedures, time-saving and labor-saving, necessary for lazy people.

After the setting is completed, the system will automatically place orders on a regular basis, making financial management easy and simple.

After handling the fixed investment of the fund, the institution will automatically withhold the corresponding fund subscription funds on each fixed day. Investors only need to ensure that there are enough funds in the bank card, which saves time and energy to go to banks or other institutions. This is undoubtedly a good way to manage money for people who don't know how to manage money and are lazy about it.

study

more

Fourth, long-term investment, compound interest effect

The income of the fixed investment plan is compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. Through the effect of rolling interest calculation, the compound interest effect becomes more obvious with the passage of time.

Compared with one-time investment, fixed investment has the characteristics of dispersing the risk of single high-level purchase. Especially when the market really fluctuates, you can always accumulate a lot of cheap chips at a relatively low point, thus reducing the investment cost. When the market improves, you can benefit more quickly.

Stupid fixed investment can also make money.

Want to know more, please pay attention to us!