Yes, buying stocks requires a lot of time and energy, stock selection, analysis of stock fundamentals, technical aspects and a series of factors. In addition, the stock fluctuates greatly and is difficult to grasp, so index funds are a better choice. They track the index and follow the rise and fall of the index, so investors don't need to invest a lot of time and energy in research, and they don't need to analyze the fundamentals and technical aspects, which is more worry-free.

Index funds are open-end funds that track indexes. Compared with stocks, index funds have lower procedures, higher transparency and less risk.