However, many people have also found that the money invested is declining and they feel that they have missed a very important investment channel. Financial management must not be too troublesome, but also keep abreast of knowledge. There are several misunderstandings in the fixed investment of the fund, which can help you avoid detours on the road of investment.
First, if it falls, it will stop fixed investment.
If you want to invest in this kind of stock, you should be prepared for a long time. If you can't last 65,438+00 minutes, it may not be good, because the fund is suitable for long-term financial investment. If you panic because of the market decline and want to stop loss, it is impossible to withdraw your funds. In fact, even if the market falls, you will only get a return if you continue to hold it, because the average cost can be reduced. Don't hesitate when you can roughly judge the trend. Sometimes you should stop. When the decline is almost the same, you can gradually resume the fixed investment. After gradually increasing the chips, the accumulated chips will play a great role before the curve climbs to the right.
Second, take a look and start over.
In fact, the fixed investment of the fund is mainly based on a kind of financial management project done by yourself or your family, which is set in a long-term proportion. Taking the five-year cycle as an example, fixed investment usually has the opportunity to usher in a particularly big rebound. At this time, it is a good choice to transfer the fixed investment assets with faster value-added to other assets with less risk. However, many investors always have a short-term mentality and behavior in the process of making fixed investment, and they want to redeem when they find that they have risen. You should know that this is against the original intention of financial management, because the judgment of market ups and downs is not determined by personal hopes, but by the average income of the market. Since you have chosen the fund to make a fixed investment, you must stick to it.
Third, if you feel successful, just leave it alone.
Many people think that the fixed investment of the fund is a very convenient way to manage money, so they leave it alone after the investment. Of course, it is very good to have such a mentality, but the market is volatile, so we must adjust our investment in time according to the fluctuation of the market, and it is still too late to cover it. In any case, it is a financial investment and cannot be ignored. If you don't want to take care of it, you can choose automatic intelligent fixed investment or semi-automatic.
Fourth, invest all the money.
In fact, regarding the fixed investment of funds, we should make a long-term financial management goal and consider the financial characteristics of the family for a long time, which is not a maverick behavior. Many investors do not have good financial planning, which easily leads to many people needing money halfway and unable to withdraw from the market.