First, it was 65,438+3 times in 2005. According to the compound interest formula, the corresponding average annualized rate of return can be roughly calculated as 7.5%.

Second, there are many types of funds, such as money funds, bond funds and stock funds. Different types of funds have different returns and different risks. We should not simply compare them with returns, but should consider specific fund types.

Third, at present, the annualized rate of return of money funds (such as Yu 'ebao) is mostly around 2%-3%, which is too low, so I won't compare it here.

The income of bond funds is higher than that of money funds. If a bond fund can guarantee an annual income of 7.5%, it is already an excellent bond fund. You can refer to Morningstar's ten-year pure debt fund ranking. The yield of the first place in the past decade is around 8%.

If it is a stock fund, in the current market environment, 7.5% annualized performance is relatively low, so if it is a stock fund, it is not a good fund. Similarly, you can refer to Morningstar's ten-year stock fund ranking first, and its ten-year income reaches more than 17%.