The method to withdraw all provident funds after buying a house is as follows: 1. Prepare relevant materials.

Home buyers need to provide relevant home purchase certificates and personal ID cards and other valid documents; 2. Go through the withdrawal procedures.

Go to the local housing provident fund management center or bank branch and go through the housing provident fund withdrawal procedures with the staff.

When going through the procedures, you need to submit the house purchase contract, property ownership certificate and other relevant materials, fill in the withdrawal application form and sign relevant documents.

If the entire provident fund is withdrawn at once, the information of withdrawing the entire amount needs to be indicated on the application form; 3. Wait for review and arrival.

The housing provident fund management center or bank will review the withdrawal application. If approved, the corresponding provident fund will be transferred to the bank account of the home buyer.

The specific arrival time varies according to local regulations and bank processing speed. Generally, it takes several working days to dozens of working days.

Standards for filing cases for withdrawing housing provident funds: 1. Payment time standards: Individuals need to make continuous or cumulative deposits within the payment time specified by the local provident fund management center in order to enjoy the right to withdraw housing provident funds.

Different regions may have different standards for payment time. Generally, individuals are required to make continuous contributions for at least 6 months; 2. Payment amount standards: When individuals pay for housing provident funds, they need to make deposits in accordance with the regulations of the local provident fund management center.

Deposit according to proportion and amount.

Different regions may have different standards for deposit amounts. Generally, it is required that the monthly deposit amount of an individual shall not be less than the minimum standard stipulated by the local government; 3. Standards for withdrawal reasons: When individuals withdraw housing provident funds, they need to provide documents that meet the requirements of the local provident fund management center.

Documents proving the specified reason for withdrawal.

Different regions may have different standards for withdrawal reasons, which generally include house purchase, renting, housing loans, medical assistance, retirement, etc.; 4. No violation record standards: When individuals contribute to the housing provident fund, they need to follow the prescribed time and amount.

Make deposits and comply with relevant regulations and procedures.

If an individual makes illegal deposits or fails to pay provident funds, it may affect the filing standards for housing provident fund withdrawals.

To sum up, provident funds cannot be directly used for the down payment of a house. The home buyer needs to advance the down payment, and then go to the local housing provident fund management center in person to withdraw the storage balance in the account. The total provident fund withdrawn must be lower than the house price.

In total, most cities use provident funds to purchase a first home, and the down payment ratio must not be less than 20%.

Legal basis: Article 24 of the "Regulations of the People's Republic of China on the Administration of Housing Provident Fund" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchase, construction, renovation, or overhaul

Those who live in their own homes; (2) Retired or retired; (3) Those who have completely lost the ability to work and terminated the labor relationship with the unit; (4) Those who left the country to settle; (5) Those who repay the principal and interest of the home purchase loan; (6) The rent exceeds

A prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.