What are the reasons for fund losses?
1 loss of investment target. The reason why the fund can make money is because the investment target makes money. Conversely, if the investment target loses money, the fund will also lose money. For example, if the stock invested by the fund falls, the fund's income will fall.
The stock market plummeted. When the stock market goes bad, most stocks fall, the net value of the fund will also be affected, and the people will lose money.
The bond market fell, and many funds invested in bonds. If the bond market is depressed, the fund's income will also be affected.
4 Short-term speculative transactions are frequent, and paying too much attention to short-term gains will miss many opportunities to make big money, because frequent short-term transactions require frequent decisions. The more decisions you make, the greater the probability of making mistakes and the greater the probability of losing money.
Without a good fund, there are good and bad funds. Those funds with good historical performance and good records by fund managers are more worth investing in.
The loss of an investment fund depends on whether there are any problems in the fund itself, such as the management ability of the fund manager, whether the fund manager has changed, whether the fund has stepped on thunder, and whether the fund performance has been poor for a long time.
Finally, I would like to remind you that buying a fund depends first on the fund itself, second on the fund manager, third on the fund company and finally on the fund market. If it is a problematic fund, you can consider changing careers. If it is the normal fluctuation of the market, you need to strengthen your confidence in medium and long-term investment.