The time deposit term of China Everbright Bank is calculated according to 1 day, 7 days, 3 months, 6 months, 1 year, 2 years, 3 years and 5 years respectively (choose any deposit), and the initial deposit amount of each deposit term is different. Fixed-term funds are closed-end funds with poor liquidity and great uncertainty. Investors are not advised to buy. If they buy closed-end funds, they should choose short-term funds.