1. Old-age insurance: the unit pays 20% and the individual pays 8%, of which 8% goes into the personal account;

2. Medical insurance: the unit pays 8% or 9%, and the individual pays 2%, of which 2.8% goes to the personal medical insurance card;

3. Unemployment insurance: the unit pays 1.5%, and the individual pays 0.5% for employees to receive unemployment benefits from the society when they are unemployed;

4. Work injury and maternity insurance: the bonus is 1 and 0.8% respectively. Some local units pay in full, and some places deduct employees 1 yuan every month, and claim compensation from the insurance company when they are injured at work. Maternity insurance is the expenses incurred by female employees when they give birth, which shall be borne by the social security department;

5. Housing accumulation fund: the unit pays 65,438+00% and the individual pays 65,438+00%, all of which are deposited in the personal account, which can be withdrawn when buying a house or used as a house loan with low interest.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC).

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.