But you must first open a financial account of the medical insurance card. Usually, as long as you bring your valid ID card and medical insurance card, you can open a financial account of medical insurance card at the bank outlet or bank counter of the issuing bank, and then you can deposit the funds into the medical insurance card. The specific operation can be carried out according to the regulations and requirements of the bank.
The main purpose of medical insurance card:
1, the main purpose of medical insurance is to pay for outpatient treatment;
2, medical insurance has other uses, you can use this money to buy drugs, medical equipment, thermometers, sphygmomanometers in designated pharmacies;
3, designated retail pharmacies to buy drugs, outpatient and emergency medical expenses;
4. It is used for me to purchase commercial insurance and accident insurance;
5, the basic medical insurance fund Qifubiaozhun below the medical expenses;
6, more than the basic medical insurance fund Qifubiaozhun part, pay personal expenses in proportion.
To sum up, the financial account of medical insurance card has the basic financial function of savings card, and can be used for financial business such as deposit, transfer, consumption and withdrawal, but it cannot withdraw cash.
Legal basis:
Article 23 of People's Republic of China (PRC) Social Insurance Law
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.