Xingyin Tian Li No.8 is a low-risk financial product. Xingyin Tian Li No.8 is a monetary fund, which is equivalent to Alipay's balance treasure, with relatively low risk and belongs to low-risk wealth management products. Its risk is only higher than bank savings, which is called quasi-savings. There is no capital preservation and floating income. In extreme markets, there is the possibility of principal loss, so the prosperity of Tian Quan and Bao Li is risky, but the risk is low. Investors can diversify their investments and reduce the investment risk of single money fund products.