1. Different natures
China Agricultural Bank is a commercial bank, aiming at profit, while China Agricultural Development Bank is a policy bank, not aiming at profit;
2. Different businesses
The acceptance business of China Agricultural Bank and China Agricultural Development Bank is very different. China Agricultural Bank has two kinds of business, namely, public business and private business, while China Agricultural Development Bank mainly deals with relevant business according to the policies of the state and provincial governments, not private business.
3, the market code of conduct is different
Agricultural Bank of China takes the market rules as the code of conduct, and on the premise of ensuring the liquidity and safety of funds, it aims at maximizing profits and pursuing the best interests.
China Agricultural Development Bank aims at social benefits and considers the role and influence of market rules.
extended data;
The business field of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a full range of local and foreign currencies, which can handle all kinds of international and domestic financial services.
it mainly includes: deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank cards/remittance and foreign exchange settlement/safe deposit box rental payment service/overseas financial service/electronic banking service/private banking/financing business/domestic payment settlement/international settlement/fund-related business/corporate financial service/financial institution service.
At the same time, it also provides various corporate banking and retail banking products and services, and conducts self-operated and valet fund business, covering investment banking, fund management, financial leasing, life insurance and other fields.