Suggest investing in index funds:
1, index funds hold equity funds with long-term returns higher than 70%.
2. Buffett said that index funds are one of the most profitable tools in the past 30 years.
3. And the index fund fee is low (Harvest 300 subscription fee is only 0.5%; Equity funds (Bank of Communications is a stable subscription fee1.5%; The general subscription fee is 1.5%, so it is also the key to using long-term fixed investment).
Extended data:
Overall characteristics:
It is difficult for ordinary investors to grasp the right investment opportunity in time, and they often buy at the high point of the market and sell at the low point of the market. However, with the fixed investment mode, no matter how the market fluctuates, there is a fixed investment fund every month.
The bank automatically deducts money and automatically calculates the number of fund shares that can be purchased according to the net value of the fund. In this way, investors buy funds on schedule, and the investment cost is relatively average.
For example, if you invest 100 yuan in an open-end fund every two months, the number of shares you can buy each time is 100, 105.3, 165, 438+065, 438+0 and 108 respectively.
The return on investment is (1./kloc-0 /× 611.2-600) ÷ 600×100% =12.05%, which is equal to the subscription price/kloc. )
Baidu Encyclopedia-Fund Fixed Investment