First, you need to know the net value of the fund and the redemption fee. The net value of the fund is the market valuation of the fund share announced by the fund every day, that is, the price of each fund. Redemption fee refers to the fund redemption fee charged by the fund, which is generally a certain proportion of the investment amount.
Secondly, it is necessary to determine the fund share to be sold and the selling time. Investors can check their fund shares through the fund * * * or the fund trading platform, and then choose the right time to sell.
Finally, you need to calculate the income from sales. The calculation method is as follows:
Selling income = selling share × (net fund value when selling-net fund value when buying)-redemption fee
Among them, the selling share is the number of fund shares sold by investors, the net fund value at the time of selling refers to the market valuation when investors sell funds, and the net fund value at the time of buying refers to the market valuation when investors buy funds. The redemption fee is calculated according to the redemption rate stipulated by the fund.
It should be noted that investors should consider their investment objectives and risk tolerance when selling funds, and abide by relevant laws and regulations, such as tax laws and regulations. In addition, the calculation method of sales income of different types of funds may be slightly different, and investors should calculate according to the types of funds held.
In a word, fund sales is a way to convert investment principal and income into cash. When selling a fund, investors need to know the net value of the fund and the redemption fee, reasonably choose the selling time, and calculate the selling income according to the fund share and the selling time.