thank you for your kindness!

Simply put, you were tricked into buying insurance products from insurance companies represented by banks in the bank. The key is that you have signed it, which is legally binding. You certainly didn't read it carefully at that time, and now you can't prove that you were misled and signed it, so it's difficult to protect your rights and interests. If you surrender within ten days (subject to the insurance contract), there is no loss and you will surrender in full. If ten days later, the loss may be relatively large! I personally bought a dividend life insurance in 27, when the investment environment was good, and the annual dividend reached 4 per 1,. In 28, due to the financial crisis, the dividend was less than 6 yuan after competing for 1 thousand yuan. What a tragedy! Talk about dividends. Dividends are uncertain. Maybe the salesman bragged about his previous performance in front of you, but that doesn't mean anything. According to the relevant regulations, dividends are related to the operating performance of insurance companies, and are distributed in a certain proportion of the performance of each fiscal year, and the operating performance is uncertain, so dividends are uncertain and cannot be calculated now. If you buy this insurance, the income you can get is the sum of the insured amount and the dividend (which may be less than the bank's interest plus principal in the same period, otherwise what should the bank do? ）。 Because the dividend is uncertain, how much income you can get cannot be compared. But we can't compare directly, because after all, we are buying insurance, selling things and buying a guarantee. Also, buying insurance is not a deposit, and you will lose a lot if you surrender halfway, so please decide everything carefully according to your own economic situation.