So, what you should do now: 1, make clear your risk tolerance and expected investment time; 2. After selecting the fund type, select the fund in detail.
I briefly analyzed two of them. See if they fit your investment style.
1 10009 E Fund Value Selection-Stock Type
"The pursuit of more than the benchmark return on investment and long-term stable asset appreciation. Stock assets account for 60-95% of the fund assets, and bond assets account for 0-35%. The investment proportion of warrants does not exceed 3% of the net asset value of the fund. " -As can be seen from the general situation of the fund, this fund embodies the characteristics of equity funds, with high investment risk and is suitable for investors with strong risk tolerance.
Fund manager-from the establishment of the fund to the present, it has a good continuity. As can be seen from the fund performance, the investment ability of the manager is acceptable.
Fees-front-end subscription fee is 65,438+0.5% (direct discount on the website of the fund company), fund management fee is 65,438+0.50%, and fund custody fee is 0.25%. Generally speaking, the investment cost is moderate.
Performance-since this year (as of 09/ 1 1/06), the yield is (60.72%) < The return rate of similar funds (66.00%). It shows that the yield of most such funds this year is around 66.00%, while the funds are below average; There are ***220 equity funds, and the fund ranking is 147, ranking at the bottom. One-year return ranks 12 1 in 2 14 equity funds, 28th in 2 176 equity funds and 17 in 312 equity funds.
Generally speaking, the Fund experienced the stock market crash in 2008 and has good resilience. However, in 2009, the performance was moderate, belonging to the second echelon of equity funds.
050007 boss- time balance configuration-activity configuration type
"The Fund strives to obtain long-term, stable and reasonable returns under the moderate balanced allocation and steady investment of large-scale assets such as stocks, fixed-income securities and cash. The proportion of assets invested in stocks ranges from 30% to 60%; The proportion of investment in fixed-income securities (including convertible bonds) is 0%-65% of the net asset value of the fund, and the proportion of total assets of short-term financial instruments such as cash and government bonds with maturity within one year is not less than 5%. " -The investment ratio shows that the Fund is a fund with slightly lower risk and is suitable for investors with moderate risk tolerance. At the same time, "achieving long-term sustained stability" shows that the fund pays more attention to long-term benefits than short-term benefits. Different investment styles are doomed to different performances, and which is better or worse can only be a matter of opinion.
Fund manager-the fund has been established for more than three years and has a good continuity. Through the performance of the fund, we can see that the manager's investment ability is good.
Fees-front-end subscription fee 1.5% (there is a discount for direct sales of fund companies' websites), fund management fee 1.50%, and fund custody fee of 0.25%. Generally speaking, the investment cost is moderate.
Performance-since this year (as of 09/1/06), the rate of return (45.71%) < The return rate of similar funds (46.65%). It shows that since the beginning of this year, the yield of most of these funds is around 45.7 1%, but this fund is below the average level, and there are 66 similar funds, ranking 38 th, ranking in the middle and late stage; The annual return ranks 49th among 63 similar funds; The two-year return ranks third among 49 similar funds; The three-year return ranks fourth among 46 similar funds.
Generally speaking, as a "bear market bull base", the fund experienced the stock market crash in 2008 and has good resilience. However, in 2009, the performance was moderate, belonging to the second echelon of equity funds.