The basic expenses of the car, 300,000 cars, Audi A4L down payment of 20%, factory finance, divided into three years, monthly payment of about 7,900. Trams are similar. Tucki P7: 20% down payment, 3-year loan, 7,800 yuan per month. Then there is the money for car maintenance, gas, insurance, maintenance and violation of regulations. Whether it is a big city or a small city, the cost is relatively close.
If you drive 1 year 10000 km, the maintenance of the tanker is a little more expensive. It's just A4L, and the maintenance cost is shared equally for six years, 2825 yuan per year, 7740 yuan for oil and about 6000 yuan for insurance. Plus the violation 1 year, 500 yuan, "maintenance fund" 1200 yuan, the average monthly cost is about 1522 yuan. If there is no violation since 1, there is basically no bump maintenance, which may be a little lower than the cost just mentioned.
Then watch the tram. First of all, if it is maintained, the cost will be lower. Tucki P7 costs 525 yuan a year, which is less than a fraction of an oil truck. Then there is the electricity bill. If domestic charges and foreign charges are divided equally, 1 year is about 1500. If insured, the actual price of the owner is around 6000. If it is illegal, so is the maintenance fund, with an average of about 8 10 per month.
What charges will float in different cities?
In front of us, there is no parking fee. Parking prices vary greatly in different cities. Parking spaces in first-and second-tier cities can be obtained in three or five hundred 1 month, which is not bad and cheap. Line 3 and 4, parking space 1, 1, 200, and may want to make a counter-offer.
If you want to buy a 300,000 car, your income will be higher. In a smaller city, the consumption expenditure will be relatively less, the income will be lower, and the problem will not be too big, so we can consider the benefits.
What is the monthly income of friends in different States?
Everyone is in a different state except the city. "Don't always compare me with some rich man", right?
Single friends who just graduated, one person is full and the whole family is not hungry.
Some friends just graduated and are single. "When one person is full, the whole family is not hungry." If you want to buy a car, you can relax your income requirements, right? As I said just now, we calculate the situation of "minimum monthly income", so let's calculate it according to the tram that is cheaper to maintain. The monthly payment is 7800 yuan, about 1 month in big cities and 1 100 yuan in smaller cities. Coupled with all aspects of consumption, the monthly income of big cities 1 1900 yuan, and small cities 10200 yuan or more can support1300,000 cars. This is pure theory, so pay attention to it. Monthly income 12000, loan 7800. Income and expenditure can be balanced, but this balance is unhealthy. 40% of the family balance ratio is reasonable, but for young friends with low income and spending more money, the balance ratio can be lower than the level just mentioned, but the minimum is not lower than 10%. According to the standard of 10%, it is relatively safe for young friends in big cities to earn more than 13200 a month, and for small cities to earn more than 1 1300 a month. Just so-so. In some places, the rent will be more expensive, and you have to increase it yourself. Some friends play games on their mobile phones, but they don't play for free, and they have to flush their skins. These are all money.
If you have an object, you should set aside money for love.
If you are pursuing someone in love or already have someone, you should prepare a "love fund" more or less every month, right? Can't drink northwest wind every day?
Let's split the money fifty-fifty, shall we? The monthly income of big cities will be 14700, and that of small cities will be 12800.
With a family, a mortgage, and children, what is the family income?
In first-tier cities, more than 60% of the people in the workplace pay more than 5,000 yuan a month, and the highest proportion is between 5,000 and 8,000 yuan. In third-tier and below cities, nearly 60% of workers in the workplace earn less than 3,000 yuan a month. The annual expenditure and consumption quota of family children's education are mainly concentrated in two ranges: 12000 to 24000, and 24000 to 36000, accounting for 22.4% and 2 1.7% respectively, accounting for almost half of each. In this way, a family of three lives in a big city, which costs 5,000 yuan for mortgage and 2,000 yuan for children's education.
If you buy a tram with a loan of about 300,000 yuan, you need to add a car loan of 7800 yuan, and the car maintenance 1 100 is almost 15900.
So in terms of per capita consumption, excluding housing and transportation, the living expenses of two adults are about 1.5 million per month. For children, according to 750, this part is still 3750, and the total * * * is 1.9650 yuan.