when is it more cost-effective to buy a bond fund? Generally speaking, bond funds are affected by interest rates, which are inversely proportional to market interest rates. If the market interest rate is relatively low, most people will not want to deposit money in the bank, but will want to invest. Bond funds are a good choice, so the price of bonds will rise relatively, and the income at this time will exceed expectations. At this time, it is more cost-effective to buy. However, if the market interest rate is relatively high, everyone will go to the bank to save money, then fewer people will buy the bond fund, and the price of the bond fund that has been purchased will correspondingly fall, so the income will be lower than expected.
when is it worthwhile to sell? Generally, it will be more cost-effective to sell at a profit. As for the profit point, everyone will have different ideas in their hearts. Therefore, when you sell bond funds, you can set a profit-taking point. When the expected income reaches this profit-taking point, you can sell it in time and let the money fall into the bag. As long as the bond funds are not sold, there will be risks and the possibility of losses. We should not put the bond funds as bank deposits, but always pay attention to them and learn to take profits.